Illegal Debt


Regretfully, the majority of consumers don’t know their rights or the system that deciphers you being prey to the corporate world. There’s an unanimous silent agreement in a capitalist society of a ‘prey policy’ against each and every one of us consumers and we’re at full capacity at bulking this trend, it needn’t be the case… 

You may’ve heard of the idiom: ‘it’s a dog eat dog world’  --- and it’s accurate if you let the system warp the reality of what you signed up to via contract or agreed to by having a mortgage for example… there’s no such thing as being a victim either, for a start if you activate the law for your benefit, to a point that the corporate world wouldn’t dare to have power over you, they won’t proceed to have power over you, of the knowledge it’s too expensive to implement.

I’ve a hundred percent success rate at resolving debt issues - period; and it derived by gathering meticulous details from corporate terms and conditions, consumer rights and being proficient in data protection (s) and even understanding Human Right (s) to a value that is incredibly informative for making the ‘prey policy’ obsolete. The ‘Wolf of Wall Street’ called it the ‘kill,’ you may recall.  Anyone can do it. I am not special and despise bureaucracy this is why I sniff out loopholes and very successful at doing it, far better than a certified lawyer whom prefer to engage in the status quo for a quiet life and won’t go out of their way to implement lawful material to help a client. Not in their interest, unless of course you’re of the ilk of Cliff Richard (someone of wealth and celeb-status); four years of intrusive evidence, which a 1 Million (GBP) Pay Out is guaranteed. For the majority we’re not privy to have the same treatment or extensive loophole search; does this go against our Human Right? Well, the answer is… yes, but as the idiom says: ‘it’s a dog eat dog world.’  Easy cop out you think, yes, you’re correct to think this -- and furthermore, you’ll find no authority is happy to give you the answer wilfully - if you want extra proof… the judicial system has a get-out-clause, ‘each case is singular / individual based on the situ.’  This is abhorrent.
How you can get off paying a bailiff
Peculiar synergy here, duly of the premise, bailiffs go to your property one hundred percent of the time to collect debt, surely this is an umbrella’d / collective practice, not a singular / individual case based on a situ; where then does it change? In retrospect, the system doesn’t automatically change et al, and this is where the frailties are in their practices. It won’t get you off paying the debt, but if you have the initial mind-set, you’re in a better place to mentally visualise the situation you find yourself in; the juicy stuff comes later. One thing you cannot do is to physically threaten the bailiff into a state of non-compromise; however you can legitimately ask them how they got your debt information, whether the account got paid over to a third party and so forth. Use the term third party, never the bailiff company name, this enables you to understand what has taken place; and yes, the bailiff will rapidly realise where this is going. They’ll use stalling techniques to deflect responsibility of the debt onto your good-self, incessantly.
At this stage, how the debt accumulated is irrelevant, the important matter to denote is what’s going to happen next? For the record, every debt collector ascertains your details by illegal data sharing practices; thus, inform them of you’re in the knowledge of major discrepancies undertaken by the consumer credit sector, which inadvertently breaches all contracts including the Third Party breaches, which is another breach. In simple measures here are the discrepancies: (1) Handing over your private information illegally to a Third Party (Debt Collector) and (2) The Third Party also data sharing via default and therefore illegally providing that service to that Client on their behalf; again breaches the DPA (2003) / ECHR agreement.  Needn’t be concerned either if you’ve ticked a box in regards to prohibiting data sharing, it’s prevalent by law to be in all terms and conditions.
The misconception of a warrant of execution
Misconceptions are in abundance in what a ‘warrant of execution’ actually does… they’re not the golden ticket to allow bailiffs access to properties; yet, they’re are used by the bailiff to give the impression they have the power to enter private property, again, this is profoundly incorrect and can be used as part of the counter-sue; hence: breaking a code of law under misrepresentation. Warrant grants are limited and can only be shown when an adult / not child offer an access to the property, not beforehand... while outside the property. The majority of the time, bailiffs produce the ‘warrant of execution’ not dissimilar to a police officer; worth noting that there’s also limits on what a warrant grant can do…  they’re not applicable to be used on certain types of property, ye-s, a loophole in the credit sector forbids certain properties to be visited. Why it is a good idea to put business HQs instead of private properties; indirectly means the bailiff has to be invited in by a staff member. Another, misguidance is the ‘warrant of execution’ is only activated if a bailiff had successfully managed property access on a previous occasion, for example in discussing a payment plan.
Advise them gently to eliminate your details from their database and use the bailiff to send a message on your behalf back to their client informing them of their illegal data sharing. Perhaps even get out the terms and conditions of the contract and circle the DPA discrepancy and give it back to the startled bailiff, saying it saves me a stamp. Ultimately, if you’re spending too much time on the proverbial ‘merry-go-round’ on the doorstep, don’t be afraid to add a harassment charge to the impending lawsuit, and ask for their full name and where to send the correspondence. Bailiffs are very forthcoming with this information as it’s a means to get you off their back and you can be sure they won’t visit again. The account goes dead.
Without going into any individual cases, there’s a very simple question I ask clients who’re psychologically ingrained into the system, that is: ‘have you ever got a mobile phone contract and received a SMS from an unknown third-party within forty-eight hours of activating the mobile phone?’  Of course it is friendly and welcomes you to your own phone; henceforth, automatically breaches terms and conditions. About 90% of those I ask admit their mobile phone provider breached the contract within two days of signing a contract by receiving an unsolicited SMS connection from a third or fourth party. This doesn’t just apply to mobile phone provider contracts; it’s a digital masquerade across the board.  Not forgetting Car Park Tickets from Councils; the registration data is digitally shared without your knowledge, direct from the DVLA to confirm your identity right to the Council and again sent to Credit Enforcer; yes, they purchase the data and then that activates a bailiff to unlawfully have your information so they can visit you with that data, to chase you for Car Park fines etc.


GDPR rules - gifts consumers greater powers of implementing
data laws against corporations

The problem is, the transparency of consumer credit data sharing is so much a cross-private-public-sector-contagion, it totally misses a vital component in recognising your personal data protection, and i.e. no DPA protects you. On these grounds no corporation can verify data sharing didn’t take place. Miraculously the debt dissolves into a black hole leaving your credit rating intact; naturally, I am happy to aid all those keen to be rid of the astronomical 1.5 trillion (GBP) of national debt.

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